Oceanstate Financial Services - Elaine M. Carvelli

Oceanstate Financial Services, an affiliate of Baystate Financial Services, is a part of New England Financial's rich history of financial service and guidance that stretches back over a century. They bring this history of excellence to the assistance they provide on insurance, investment management through New England Securities, estate planning, business succession strategies, employee benefits, retirement funding strategies, long-term care insurance and education funding. They offer a group of highly trained professionals dedicated to helping successful individuals, executives and business owners like you in building your financial future.

Their organization provides a growing number of professional and business clients with a broad range of services and products specifically designed to help meet their financial needs.

Oceanstate has a team of professionals who are among the most highly respected in the industry. These individuals are available as a resource to work with you and your advisor's to design and implement strategies that are right for you. Oceanstate has the knowledge you need to develop a solid strategy.

Products & Services

Planning Services

• Fee Based Financial Planning
• Income Continuation in the event of death, disability, and retirement
• Estate Planning
• Asset Protection
• Business Succession
• Analysis and Selection of Asset Allocation for Retirement, College Funding, etc.

Insurance Products

• Life Insurance
• Disability Income Insurance
• Long-Term Care Insurance
• Fixed and Variable Annuities

Investment Products

• Brokerage Accounts
  Mutual Funds
  Managed Accounts

Employee Benefits

• Group Insurance
• Healthcare
• Dental Coverage
• Life Insurance
• Short Term and Long Term Disability
• Qualified Retirement Plans and IRAs